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33
HTBK Quote, Financials, Valuation and Earnings
Last price:
$9.54
Seasonality move
:
0.71%
Day range:
$9.47 - $9.59
52-week range:
$7.66 - $11.27
Dividend yield:
5.44%
P/E ratio:
13.46x
P/S ratio:
3.47x
P/B ratio:
0.86x
Volume:
139.6K
Avg. volume:
322.2K
1-year change:
-3.92%
Market cap:
$586.1M
Revenue:
$192.2M
EPS (TTM):
$0.71
Analysts' Opinion
-
Consensus RatingHeritage Commerce has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 1 Hold rating, and 0 Sell ratings.
-
Price Target UpsideAccording to analysts' consensus price target of $11.75, Heritage Commerce has an estimated upside of 22.91% from its current price of $9.56.
-
Price Target DownsideAccording to analysts, the lowest downside price target is $11.00 representing 100% downside risk from its current price of $9.56.
Fair Value
-
According to the consensus of 3 analysts, Heritage Commerce has 22.91% upside to fair value with a price target of $11.75 per share.
HTBK vs. S&P 500
-
Over the past 5 trading days, Heritage Commerce has underperformed the S&P 500 by -7.88% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Heritage Commerce does not have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Heritage Commerce revenues have been falling on a year-over-year basis for 5 quarters in a row. In the most recent quarter Heritage Commerce reported revenues of $41.3M.
Earnings Growth
-
Heritage Commerce earnings have been falling on a year-over-year basis for 5 quarters in a row. In the most recent quarter Heritage Commerce reported earnings per share of $0.17.
Enterprise value:
-568.2M
EV / Invested capital:
-0.78x
Price / LTM sales:
3.47x
EV / EBIT:
-4.19x
EV / Revenue:
-3.35x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-34.20x
Price / Operating cash flow:
35.36x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.81%
Net Income Margin (TTM):
25.52%
Return On Equity:
6.4%
Return On Invested Capital:
6.05%
Operating Margin:
--
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2023-09-30 | 2024-09-30 | |
| Income Statement | ||||||
| Revenue | $176M | $202.2M | $169.4M | $46.9M | $41.3M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | -- | -- | -- | -- | -- | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $0.98 | $1.18 | $0.71 | $0.26 | $0.17 | |
| Period Ending | 2020-09-30 | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $1.3B | $1.7B | $1.2B | $1.1B | $1.2B | |
| Total Assets | $4.6B | $5.5B | $5.4B | $5.4B | $5.6B | |
| Current Liabilities | -- | -- | -- | -- | -- | |
| Total Liabilities | $4B | $4.9B | $4.8B | $4.7B | $4.9B | |
| Total Equity | $577.8M | $590.1M | $609.5M | $661.9M | $685.4M | |
| Total Debt | $39.7M | $39.9M | $39.3M | $39.5M | $39.6M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2023-09-30 | 2024-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $60.2M | $104.7M | $18.6M | $16.8M | $5.3M | |
| Cash From Investing | -$925.7M | -$3.6M | $169.2M | $50.5M | $25.8M | |
| Cash From Financing | -$74M | -$137.3M | $122.9M | $66.7M | $277M | |
| Free Cash Flow | $59.4M | $103.4M | $16.6M | $16.1M | $4.9M | |
HTBK
Sector
Market Cap
$586.1M
$700.3M
Price % of 52-Week High
84.83%
88.31%
Dividend Yield
5.44%
2.2%
Shareholder Yield
--
3.87%
1-Year Price Total Return
-3.92%
7.75%
Beta (5-Year)
0.945
0.737
Dividend yield:
5.44%
Annualized payout:
$0.52
Payout ratio:
73.63%
Growth streak:
0 years
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Technicals
8-day SMA
Sell
Level
$9.84
200-day SMA
Buy
Level
$9.25
Bollinger Bands (100)
Sell
Level
9.57 - 10.43
Chaikin Money Flow
Buy
Level
11.5M
20-day SMA
Sell
Level
$10.25
Relative Strength Index (RSI14)
Sell
Level
30.03
ADX Line
Buy
Level
13.77
Williams %R
Buy
Level
-92.8571
50-day SMA
Sell
Level
$10.21
MACD (12, 26)
Sell
Level
-0.21
25-day Aroon Oscillator
Sell
Level
-80
On Balance Volume
Neutral
Level
6.7M
Financial Scores
--
Altman Z-Score
(Annual)
Level (--)
Sell
CA Score
(Annual)
Level (-2.0448)
--
Beneish M-Score
(Annual)
Level (--)
Buy
Momentum Score
Level (7)
--
Ohlson Score
Level (--)
--
Piotroski F Score
(Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Heritage Commerce Corp operates as a bank holding company. The company, through its subsidiary, offers commercial banking services to small and medium-sized businesses and their owners, managers, and employees. It operates through two segments, namely Banking and Factoring. The bank generates its revenue from the Banking segment.
Stock Forecast FAQ
In the current month, HTBK has received 2 Buy ratings 1 Hold ratings, and 0 Sell ratings. The HTBK average analyst price target in the past 3 months is $11.75.
-
Where Will Heritage Commerce Stock Be In 1 Year?
According to analysts, the consensus estimate is that Heritage Commerce share price will rise to $11.75 per share over the next 12 months.
-
What Do Analysts Say About Heritage Commerce?
Analysts are divided on their view about Heritage Commerce share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Heritage Commerce is a Sell and believe this share price will drop from its current level to $11.00.
-
What Is Heritage Commerce's Price Target?
The price target for Heritage Commerce over the next 1-year time period is forecast to be $11.75 according to 3 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.
-
Is HTBK A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Heritage Commerce is a Buy. 2 of 3 analysts rate the stock a Buy at this time.
-
How Can I Buy Shares Of HTBK?
You can purchase shares of Heritage Commerce via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Heritage Commerce shares.
-
What Is The Heritage Commerce Share Price Today?
Heritage Commerce was last trading at $9.54 per share. This represents the most recent stock quote for Heritage Commerce. Yesterday, Heritage Commerce closed at $9.56 per share.
-
How To Buy Heritage Commerce Stock Online?
In order to purchase Heritage Commerce stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
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