Financhill
Sell
21

NWFL Quote, Financials, Valuation and Earnings

Last price:
$27.00
Seasonality move :
0.16%
Day range:
$26.98 - $27.68
52-week range:
$23.50 - $34.50
Dividend yield:
4.4%
P/E ratio:
17.14x
P/S ratio:
3.16x
P/B ratio:
1.13x
Volume:
3.8K
Avg. volume:
17.2K
1-year change:
-19.85%
Market cap:
$220.5M
Revenue:
$70.2M
EPS (TTM):
$1.59

Analysts' Opinion

  • Consensus Rating
    Norwood Financial has received a consensus rating of --. The company's average rating is a -- based on 0 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of --, Norwood Financial has an estimated downside of -- from its current price of $27.25.
  • Price Target Upside
    According to analysts, the highest upside price target is -- representing -100% upside increase from its current price of $27.25.

Fair Value

  • According to the consensus of 0 analysts, Norwood Financial has -- downside to fair value with a price target of -- per share.

NWFL vs. S&P 500

  • Over the past 5 trading days, Norwood Financial has underperformed the S&P 500 by -13.72% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Norwood Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Norwood Financial has grown year-over-year revenues for 1 quarter straight. In the most recent quarter Norwood Financial reported revenues of $18.2M.

Earnings Growth

  • Norwood Financial earnings have been falling on a year-over-year basis for 7 quarters in a row. In the most recent quarter Norwood Financial reported earnings per share of $0.48.
Enterprise value:
-121.9M
EV / Invested capital:
-0.37x
Price / LTM sales:
3.16x
EV / EBIT:
-1.89x
EV / Revenue:
-1.75x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-5.50x
Price / Operating cash flow:
9.93x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.58%
Net Income Margin (TTM):
18.48%
Return On Equity:
7.1%
Return On Invested Capital:
3.65%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $77.7M $71.9M $69.5M $17.3M $18.2M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $3.52 $2.91 $1.59 $0.51 $0.48
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $328M $588M $474.5M $442.4M $487.8M
Total Assets $1.8B $2.1B $2B $2.2B $2.3B
Current Liabilities $71.5M $79.6M $73.2M $112.5M $65.1M
Total Liabilities $1.7B $1.9B $1.9B $2B $2.1B
Total Equity $190.5M $202.6M $158.8M $164.7M $195.7M
Total Debt $115.7M $111.4M $71.8M $241.3M $137.4M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $30.6M $29.5M $24.7M $6.9M $4.6M
Cash From Investing -$205.3M -$151.8M -$51M -$27.7M -$19.9M
Cash From Financing -$4.3M $135.6M $55M $41.9M $28.7M
Free Cash Flow $28.8M $28.1M $22.1M $6.7M $4.1M
NWFL
Sector
Market Cap
$220.5M
$694.8M
Price % of 52-Week High
78.99%
87.67%
Dividend Yield
4.4%
2.22%
Shareholder Yield
--
3.87%
1-Year Price Total Return
-19.85%
7.29%
Beta (5-Year)
0.606
0.737
Dividend yield:
4.4%
Annualized payout:
$1.16
Payout ratio:
74.99%
Growth streak:
23 years

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Technicals

8-day SMA
Sell
Level $28.18
200-day SMA
Buy
Level $26.88
Bollinger Bands (100)
Sell
Level 26.25 - 30.19
Chaikin Money Flow
Sell
Level -241.7K
20-day SMA
Sell
Level $29.55
Relative Strength Index (RSI14)
Sell
Level 40.03
ADX Line
Buy
Level 8.43
Williams %R
Neutral
Level -60.1587
50-day SMA
Sell
Level $29.61
MACD (12, 26)
Sell
Level -0.75
25-day Aroon Oscillator
Sell
Level -72
On Balance Volume
Sell
Level -1.1M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4816)
Sell
CA Score (Annual)
Level (-2.2564)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (6)
Sell
Ohlson Score
Level (2.9954)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Norwood Financial Corp is a U.S.-based bank holding company. It offers various personal and business credit services, trust and investment products, and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the bank serves. The bank also manages automated teller machines at its branch location. It serves the Pennsylvanian counties of Wayne, Pike, Monroe, and Lackawanna, as well as Susquehanna County.

Stock Forecast FAQ

In the current month, NWFL has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The NWFL average analyst price target in the past 3 months is --.

  • Where Will Norwood Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Norwood Financial share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About Norwood Financial?

    Analysts are divided on their view about Norwood Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Norwood Financial is a Sell and believe this share price will rise from its current level to --.

  • What Is Norwood Financial's Price Target?

    The price target for Norwood Financial over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is NWFL A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Norwood Financial is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of NWFL?

    You can purchase shares of Norwood Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Norwood Financial shares.

  • What Is The Norwood Financial Share Price Today?

    Norwood Financial was last trading at $27.00 per share. This represents the most recent stock quote for Norwood Financial. Yesterday, Norwood Financial closed at $27.25 per share.

  • How To Buy Norwood Financial Stock Online?

    In order to purchase Norwood Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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