Financhill
Sell
40

HFWA Quote, Financials, Valuation and Earnings

Last price:
$24.45
Seasonality move :
-0.72%
Day range:
$23.83 - $24.67
52-week range:
$16.55 - $27.58
Dividend yield:
3.76%
P/E ratio:
22.64x
P/S ratio:
4.06x
P/B ratio:
0.95x
Volume:
56.9K
Avg. volume:
183K
1-year change:
13.72%
Market cap:
$835.1M
Revenue:
$243.8M
EPS (TTM):
$1.08

Price Performance History

Performance vs. Valuation Benchmarks

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
HFWA
Heritage Financial
$58.1M $0.41 19.64% 151.85% $29.20
BHLB
Berkshire Hills Bancorp
$110M $0.55 28.41% 22.59% $33.75
BRKL
Brookline Bancorp
$86.8M $0.20 -1.07% -6.73% $14.88
BYFC
Broadway Financial
-- -- -- -- --
CARV
Carver Bancorp
-- -- -- -- --
CASH
Pathward Financial
$168.1M $1.41 33.88% 16.98% --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
HFWA
Heritage Financial
$24.45 $29.20 $835.1M 22.64x $0.23 3.76% 4.06x
BHLB
Berkshire Hills Bancorp
$28.66 $33.75 $1.2B 30.17x $0.18 2.51% 3.46x
BRKL
Brookline Bancorp
$11.96 $14.88 $1.1B 14.41x $0.14 4.52% 3.00x
BYFC
Broadway Financial
$7.01 -- $63.8M 25.02x $0.00 0% 1.64x
CARV
Carver Bancorp
$1.82 -- $9.4M -- $0.00 0% 0.34x
CASH
Pathward Financial
$74.84 -- $1.8B 11.29x $0.05 0.27% 3.12x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
HFWA
Heritage Financial
31.6% 1.033 54.33% --
BHLB
Berkshire Hills Bancorp
39.78% 1.003 61.09% 3.48x
BRKL
Brookline Bancorp
54.9% 1.135 166.58% --
BYFC
Broadway Financial
51.86% 0.301 147.72% 3.80x
CARV
Carver Bancorp
48.99% -1.064 121.16% --
CASH
Pathward Financial
32.82% 0.532 25.02% 5.53x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
HFWA
Heritage Financial
-- -- 3.04% 4.43% 72.86% $23.2M
BHLB
Berkshire Hills Bancorp
-- -- 2.36% 3.95% 107.12% $46.4M
BRKL
Brookline Bancorp
-- -- 2.9% 6.19% 115.38% $23.8M
BYFC
Broadway Financial
-- -- 0.57% 1.15% 98.21% $6.1M
CARV
Carver Bancorp
-- -- -4.99% -10.51% 26.11% -$3.1M
CASH
Pathward Financial
-- -- 19.52% 22.6% 30.67% $85.7M

Heritage Financial vs. Competitors

  • Which has Higher Returns HFWA or BHLB?

    Berkshire Hills Bancorp has a net margin of 20.85% compared to Heritage Financial's net margin of 34.23%. Heritage Financial's return on equity of 4.43% beat Berkshire Hills Bancorp's return on equity of 3.95%.

    Company Gross Margin Earnings Per Share Invested Capital
    HFWA
    Heritage Financial
    -- $0.33 $1.3B
    BHLB
    Berkshire Hills Bancorp
    -- $0.88 $1.8B
  • What do Analysts Say About HFWA or BHLB?

    Heritage Financial has a consensus price target of $29.20, signalling upside risk potential of 19.43%. On the other hand Berkshire Hills Bancorp has an analysts' consensus of $33.75 which suggests that it could grow by 17.76%. Given that Heritage Financial has higher upside potential than Berkshire Hills Bancorp, analysts believe Heritage Financial is more attractive than Berkshire Hills Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    HFWA
    Heritage Financial
    1 4 0
    BHLB
    Berkshire Hills Bancorp
    2 4 0
  • Is HFWA or BHLB More Risky?

    Heritage Financial has a beta of 0.556, which suggesting that the stock is 44.379% less volatile than S&P 500. In comparison Berkshire Hills Bancorp has a beta of 0.881, suggesting its less volatile than the S&P 500 by 11.94%.

  • Which is a Better Dividend Stock HFWA or BHLB?

    Heritage Financial has a quarterly dividend of $0.23 per share corresponding to a yield of 3.76%. Berkshire Hills Bancorp offers a yield of 2.51% to investors and pays a quarterly dividend of $0.18 per share. Heritage Financial pays 49.91% of its earnings as a dividend. Berkshire Hills Bancorp pays out 45.56% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HFWA or BHLB?

    Heritage Financial quarterly revenues are $54.8M, which are smaller than Berkshire Hills Bancorp quarterly revenues of $109.6M. Heritage Financial's net income of $11.4M is lower than Berkshire Hills Bancorp's net income of $37.5M. Notably, Heritage Financial's price-to-earnings ratio is 22.64x while Berkshire Hills Bancorp's PE ratio is 30.17x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Financial is 4.06x versus 3.46x for Berkshire Hills Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HFWA
    Heritage Financial
    4.06x 22.64x $54.8M $11.4M
    BHLB
    Berkshire Hills Bancorp
    3.46x 30.17x $109.6M $37.5M
  • Which has Higher Returns HFWA or BRKL?

    Brookline Bancorp has a net margin of 20.85% compared to Heritage Financial's net margin of 22.5%. Heritage Financial's return on equity of 4.43% beat Brookline Bancorp's return on equity of 6.19%.

    Company Gross Margin Earnings Per Share Invested Capital
    HFWA
    Heritage Financial
    -- $0.33 $1.3B
    BRKL
    Brookline Bancorp
    -- $0.23 $2.7B
  • What do Analysts Say About HFWA or BRKL?

    Heritage Financial has a consensus price target of $29.20, signalling upside risk potential of 19.43%. On the other hand Brookline Bancorp has an analysts' consensus of $14.88 which suggests that it could grow by 24.37%. Given that Brookline Bancorp has higher upside potential than Heritage Financial, analysts believe Brookline Bancorp is more attractive than Heritage Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    HFWA
    Heritage Financial
    1 4 0
    BRKL
    Brookline Bancorp
    2 1 0
  • Is HFWA or BRKL More Risky?

    Heritage Financial has a beta of 0.556, which suggesting that the stock is 44.379% less volatile than S&P 500. In comparison Brookline Bancorp has a beta of 0.786, suggesting its less volatile than the S&P 500 by 21.404%.

  • Which is a Better Dividend Stock HFWA or BRKL?

    Heritage Financial has a quarterly dividend of $0.23 per share corresponding to a yield of 3.76%. Brookline Bancorp offers a yield of 4.52% to investors and pays a quarterly dividend of $0.14 per share. Heritage Financial pays 49.91% of its earnings as a dividend. Brookline Bancorp pays out 63.9% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HFWA or BRKL?

    Heritage Financial quarterly revenues are $54.8M, which are smaller than Brookline Bancorp quarterly revenues of $89.5M. Heritage Financial's net income of $11.4M is lower than Brookline Bancorp's net income of $20.1M. Notably, Heritage Financial's price-to-earnings ratio is 22.64x while Brookline Bancorp's PE ratio is 14.41x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Financial is 4.06x versus 3.00x for Brookline Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HFWA
    Heritage Financial
    4.06x 22.64x $54.8M $11.4M
    BRKL
    Brookline Bancorp
    3.00x 14.41x $89.5M $20.1M
  • Which has Higher Returns HFWA or BYFC?

    Broadway Financial has a net margin of 20.85% compared to Heritage Financial's net margin of 5.97%. Heritage Financial's return on equity of 4.43% beat Broadway Financial's return on equity of 1.15%.

    Company Gross Margin Earnings Per Share Invested Capital
    HFWA
    Heritage Financial
    -- $0.33 $1.3B
    BYFC
    Broadway Financial
    -- -$0.03 $595.2M
  • What do Analysts Say About HFWA or BYFC?

    Heritage Financial has a consensus price target of $29.20, signalling upside risk potential of 19.43%. On the other hand Broadway Financial has an analysts' consensus of -- which suggests that it could fall by --. Given that Heritage Financial has higher upside potential than Broadway Financial, analysts believe Heritage Financial is more attractive than Broadway Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    HFWA
    Heritage Financial
    1 4 0
    BYFC
    Broadway Financial
    0 0 0
  • Is HFWA or BYFC More Risky?

    Heritage Financial has a beta of 0.556, which suggesting that the stock is 44.379% less volatile than S&P 500. In comparison Broadway Financial has a beta of 0.717, suggesting its less volatile than the S&P 500 by 28.289%.

  • Which is a Better Dividend Stock HFWA or BYFC?

    Heritage Financial has a quarterly dividend of $0.23 per share corresponding to a yield of 3.76%. Broadway Financial offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Heritage Financial pays 49.91% of its earnings as a dividend. Broadway Financial pays out -- of its earnings as a dividend. Heritage Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HFWA or BYFC?

    Heritage Financial quarterly revenues are $54.8M, which are larger than Broadway Financial quarterly revenues of $8.7M. Heritage Financial's net income of $11.4M is higher than Broadway Financial's net income of $522K. Notably, Heritage Financial's price-to-earnings ratio is 22.64x while Broadway Financial's PE ratio is 25.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Financial is 4.06x versus 1.64x for Broadway Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HFWA
    Heritage Financial
    4.06x 22.64x $54.8M $11.4M
    BYFC
    Broadway Financial
    1.64x 25.02x $8.7M $522K
  • Which has Higher Returns HFWA or CARV?

    Carver Bancorp has a net margin of 20.85% compared to Heritage Financial's net margin of -32.12%. Heritage Financial's return on equity of 4.43% beat Carver Bancorp's return on equity of -10.51%.

    Company Gross Margin Earnings Per Share Invested Capital
    HFWA
    Heritage Financial
    -- $0.33 $1.3B
    CARV
    Carver Bancorp
    -- -$0.41 $78.2M
  • What do Analysts Say About HFWA or CARV?

    Heritage Financial has a consensus price target of $29.20, signalling upside risk potential of 19.43%. On the other hand Carver Bancorp has an analysts' consensus of -- which suggests that it could grow by 16371.74%. Given that Carver Bancorp has higher upside potential than Heritage Financial, analysts believe Carver Bancorp is more attractive than Heritage Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    HFWA
    Heritage Financial
    1 4 0
    CARV
    Carver Bancorp
    0 0 0
  • Is HFWA or CARV More Risky?

    Heritage Financial has a beta of 0.556, which suggesting that the stock is 44.379% less volatile than S&P 500. In comparison Carver Bancorp has a beta of 1.119, suggesting its more volatile than the S&P 500 by 11.887%.

  • Which is a Better Dividend Stock HFWA or CARV?

    Heritage Financial has a quarterly dividend of $0.23 per share corresponding to a yield of 3.76%. Carver Bancorp offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Heritage Financial pays 49.91% of its earnings as a dividend. Carver Bancorp pays out -- of its earnings as a dividend. Heritage Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HFWA or CARV?

    Heritage Financial quarterly revenues are $54.8M, which are larger than Carver Bancorp quarterly revenues of $6.6M. Heritage Financial's net income of $11.4M is higher than Carver Bancorp's net income of -$2.1M. Notably, Heritage Financial's price-to-earnings ratio is 22.64x while Carver Bancorp's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Financial is 4.06x versus 0.34x for Carver Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HFWA
    Heritage Financial
    4.06x 22.64x $54.8M $11.4M
    CARV
    Carver Bancorp
    0.34x -- $6.6M -$2.1M
  • Which has Higher Returns HFWA or CASH?

    Pathward Financial has a net margin of 20.85% compared to Heritage Financial's net margin of 25.1%. Heritage Financial's return on equity of 4.43% beat Pathward Financial's return on equity of 22.6%.

    Company Gross Margin Earnings Per Share Invested Capital
    HFWA
    Heritage Financial
    -- $0.33 $1.3B
    CASH
    Pathward Financial
    -- $1.35 $1.2B
  • What do Analysts Say About HFWA or CASH?

    Heritage Financial has a consensus price target of $29.20, signalling upside risk potential of 19.43%. On the other hand Pathward Financial has an analysts' consensus of -- which suggests that it could grow by 14.91%. Given that Heritage Financial has higher upside potential than Pathward Financial, analysts believe Heritage Financial is more attractive than Pathward Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    HFWA
    Heritage Financial
    1 4 0
    CASH
    Pathward Financial
    0 0 0
  • Is HFWA or CASH More Risky?

    Heritage Financial has a beta of 0.556, which suggesting that the stock is 44.379% less volatile than S&P 500. In comparison Pathward Financial has a beta of 0.695, suggesting its less volatile than the S&P 500 by 30.49%.

  • Which is a Better Dividend Stock HFWA or CASH?

    Heritage Financial has a quarterly dividend of $0.23 per share corresponding to a yield of 3.76%. Pathward Financial offers a yield of 0.27% to investors and pays a quarterly dividend of $0.05 per share. Heritage Financial pays 49.91% of its earnings as a dividend. Pathward Financial pays out 3.01% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios HFWA or CASH?

    Heritage Financial quarterly revenues are $54.8M, which are smaller than Pathward Financial quarterly revenues of $133.9M. Heritage Financial's net income of $11.4M is lower than Pathward Financial's net income of $33.6M. Notably, Heritage Financial's price-to-earnings ratio is 22.64x while Pathward Financial's PE ratio is 11.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Heritage Financial is 4.06x versus 3.12x for Pathward Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    HFWA
    Heritage Financial
    4.06x 22.64x $54.8M $11.4M
    CASH
    Pathward Financial
    3.12x 11.29x $133.9M $33.6M

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Is The Santa Claus Rally The Gift That Keeps Giving?
Is The Santa Claus Rally The Gift That Keeps Giving?

Remember the horror of 2008 when the Great Recession hit…

Is Alphabet an Undervalued Growth Stock to Buy?
Is Alphabet an Undervalued Growth Stock to Buy?

Alphabet (NASDAQ:GOOGL) is easily one of the most successful companies…

Is Tesla Going to Buy Uber?
Is Tesla Going to Buy Uber?

Tesla has always been in the habit of making large,…

Stock Ideas

Buy
65
Is AAPL Stock a Buy?

Market Cap: $3.9T
P/E Ratio: 42x

Buy
57
Is NVDA Stock a Buy?

Market Cap: $3.4T
P/E Ratio: 118x

Buy
58
Is MSFT Stock a Buy?

Market Cap: $3.3T
P/E Ratio: 37x

Alerts

Buy
87
PSIX alert for Dec 25

Power Solutions International [PSIX] is up 27.42% over the past day.

Buy
65
TSLL alert for Dec 25

Direxion Daily TSLA Bull 2X Shares [TSLL] is up 19.46% over the past day.

Buy
75
SMLR alert for Dec 25

Semler Scientific [SMLR] is up 15.37% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock