PFBC Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 42.82% compared to Preferred Bank's net margin of 20.42%. Preferred Bank's return on equity of 17.99% beat Evans Bancorp's return on equity of 6.65%.

Preferred Bank has a consensus price target of $97.50, signalling upside risk potential of 20.33%. On the other hand Evans Bancorp has an analysts' consensus of $45.50 which suggests that it could grow by 26.6%. Given that Evans Bancorp has higher upside potential than Preferred Bank, analysts believe Evans Bancorp is more attractive than Preferred Bank.

Preferred Bank has a beta of 0.714, which suggesting that the stock is 28.635% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.745, suggesting its less volatile than the S&P 500 by 25.462%.

Preferred Bank has a quarterly dividend of $0.75 per share corresponding to a yield of 3.58%. Evans Bancorp offers a yield of 3.67% to investors and pays a quarterly dividend of $0.66 per share. Preferred Bank pays 28.7% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank quarterly revenues are $70.6M, which are larger than Evans Bancorp quarterly revenues of $18.3M. Preferred Bank's net income of $30.2M is higher than Evans Bancorp's net income of $3.7M. Notably, Preferred Bank's price-to-earnings ratio is 8.41x while Evans Bancorp's PE ratio is 16.72x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 3.87x versus 2.88x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

OptimumBank Holdings has a net margin of 42.82% compared to Preferred Bank's net margin of 38.34%. Preferred Bank's return on equity of 17.99% beat OptimumBank Holdings's return on equity of 15.06%.

Preferred Bank has a consensus price target of $97.50, signalling upside risk potential of 20.33%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.50 which suggests that it could grow by 36.14%. Given that OptimumBank Holdings has higher upside potential than Preferred Bank, analysts believe OptimumBank Holdings is more attractive than Preferred Bank.

Preferred Bank has a beta of 0.714, which suggesting that the stock is 28.635% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.305, suggesting its less volatile than the S&P 500 by 69.476%.

Preferred Bank has a quarterly dividend of $0.75 per share corresponding to a yield of 3.58%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Preferred Bank pays 28.7% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. Preferred Bank's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank quarterly revenues are $70.6M, which are larger than OptimumBank Holdings quarterly revenues of $10.3M. Preferred Bank's net income of $30.2M is higher than OptimumBank Holdings's net income of $4M. Notably, Preferred Bank's price-to-earnings ratio is 8.41x while OptimumBank Holdings's PE ratio is 3.06x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 3.87x versus 1.01x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 42.82% compared to Preferred Bank's net margin of 28.72%. Preferred Bank's return on equity of 17.99% beat Park National's return on equity of 12.67%.

Preferred Bank has a consensus price target of $97.50, signalling upside risk potential of 20.33%. On the other hand Park National has an analysts' consensus of $170.00 which suggests that it could grow by 18.2%. Given that Preferred Bank has higher upside potential than Park National, analysts believe Preferred Bank is more attractive than Park National.

Preferred Bank has a beta of 0.714, which suggesting that the stock is 28.635% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.76%.

Preferred Bank has a quarterly dividend of $0.75 per share corresponding to a yield of 3.58%. Park National offers a yield of 2.96% to investors and pays a quarterly dividend of $1.07 per share. Preferred Bank pays 28.7% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank quarterly revenues are $70.6M, which are smaller than Park National quarterly revenues of $134.5M. Preferred Bank's net income of $30.2M is lower than Park National's net income of $38.6M. Notably, Preferred Bank's price-to-earnings ratio is 8.41x while Park National's PE ratio is 15.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 3.87x versus 4.49x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 42.82% compared to Preferred Bank's net margin of 25.81%. Preferred Bank's return on equity of 17.99% beat Tompkins Financial's return on equity of 10.27%.

Preferred Bank has a consensus price target of $97.50, signalling upside risk potential of 20.33%. On the other hand Tompkins Financial has an analysts' consensus of $76.50 which suggests that it could grow by 34.02%. Given that Tompkins Financial has higher upside potential than Preferred Bank, analysts believe Tompkins Financial is more attractive than Preferred Bank.

Preferred Bank has a beta of 0.714, which suggesting that the stock is 28.635% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.748, suggesting its less volatile than the S&P 500 by 25.208%.

Preferred Bank has a quarterly dividend of $0.75 per share corresponding to a yield of 3.58%. Tompkins Financial offers a yield of 4.31% to investors and pays a quarterly dividend of $0.62 per share. Preferred Bank pays 28.7% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Preferred Bank quarterly revenues are $70.6M, which are smaller than Tompkins Financial quarterly revenues of $76.2M. Preferred Bank's net income of $30.2M is higher than Tompkins Financial's net income of $19.7M. Notably, Preferred Bank's price-to-earnings ratio is 8.41x while Tompkins Financial's PE ratio is 11.53x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 3.87x versus 2.76x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.