SPFI Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 24.15% compared to South Plains Financial's net margin of 16.32%. South Plains Financial's return on equity of 10.63% beat Evans Bancorp's return on equity of 10.61%.

South Plains Financial has a consensus price target of $43.75, signalling upside risk potential of 22.1%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.57%. Given that South Plains Financial has higher upside potential than Evans Bancorp, analysts believe South Plains Financial is more attractive than Evans Bancorp.

South Plains Financial has a beta of 0.601, which suggesting that the stock is 39.946% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.56%. Evans Bancorp offers a yield of 3% to investors and pays a quarterly dividend of $0.66 per share. South Plains Financial pays 13.94% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial quarterly revenues are $46.4M, which are larger than Evans Bancorp quarterly revenues of $18M. South Plains Financial's net income of $11.2M is higher than Evans Bancorp's net income of $2.9M. Notably, South Plains Financial's price-to-earnings ratio is 13.94x while Evans Bancorp's PE ratio is 13.23x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.35x versus 2.91x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Prosperity Bancshares has a net margin of 24.15% compared to South Plains Financial's net margin of 43.77%. South Plains Financial's return on equity of 10.63% beat Prosperity Bancshares's return on equity of 6.2%.

South Plains Financial has a consensus price target of $43.75, signalling upside risk potential of 22.1%. On the other hand Prosperity Bancshares has an analysts' consensus of $88.86 which suggests that it could grow by 18.56%. Given that South Plains Financial has higher upside potential than Prosperity Bancshares, analysts believe South Plains Financial is more attractive than Prosperity Bancshares.

South Plains Financial has a beta of 0.601, which suggesting that the stock is 39.946% less volatile than S&P 500. In comparison Prosperity Bancshares has a beta of 0.920, suggesting its less volatile than the S&P 500 by 8.005%.

South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.56%. Prosperity Bancshares offers a yield of 3.02% to investors and pays a quarterly dividend of $0.58 per share. South Plains Financial pays 13.94% of its earnings as a dividend. Prosperity Bancshares pays out 49.06% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial quarterly revenues are $46.4M, which are smaller than Prosperity Bancshares quarterly revenues of $290.8M. South Plains Financial's net income of $11.2M is lower than Prosperity Bancshares's net income of $127.3M. Notably, South Plains Financial's price-to-earnings ratio is 13.94x while Prosperity Bancshares's PE ratio is 15.91x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.35x versus 6.37x for Prosperity Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 24.15% compared to South Plains Financial's net margin of 27.77%. South Plains Financial's return on equity of 10.63% beat Park National's return on equity of 11.8%.

South Plains Financial has a consensus price target of $43.75, signalling upside risk potential of 22.1%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 4.28%. Given that South Plains Financial has higher upside potential than Park National, analysts believe South Plains Financial is more attractive than Park National.

South Plains Financial has a beta of 0.601, which suggesting that the stock is 39.946% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.56%. Park National offers a yield of 2.44% to investors and pays a quarterly dividend of $1.56 per share. South Plains Financial pays 13.94% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

South Plains Financial quarterly revenues are $46.4M, which are smaller than Park National quarterly revenues of $137.6M. South Plains Financial's net income of $11.2M is lower than Park National's net income of $38.2M. Notably, South Plains Financial's price-to-earnings ratio is 13.94x while Park National's PE ratio is 20.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.35x versus 5.67x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 24.15% compared to South Plains Financial's net margin of 24.66%. South Plains Financial's return on equity of 10.63% beat Tompkins Financial's return on equity of 9.88%.

South Plains Financial has a consensus price target of $43.75, signalling upside risk potential of 22.1%. On the other hand Tompkins Financial has an analysts' consensus of -- which suggests that it could grow by 19.63%. Given that South Plains Financial has higher upside potential than Tompkins Financial, analysts believe South Plains Financial is more attractive than Tompkins Financial.

South Plains Financial has a beta of 0.601, which suggesting that the stock is 39.946% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.720, suggesting its less volatile than the S&P 500 by 28.046%.

South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.56%. Tompkins Financial offers a yield of 3.52% to investors and pays a quarterly dividend of $0.62 per share. South Plains Financial pays 13.94% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. South Plains Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

South Plains Financial quarterly revenues are $46.4M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. South Plains Financial's net income of $11.2M is lower than Tompkins Financial's net income of $18.6M. Notably, South Plains Financial's price-to-earnings ratio is 13.94x while Tompkins Financial's PE ratio is 14.98x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.35x versus 3.42x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.