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SRCE Quote, Financials, Valuation and Earnings

Last price:
$59.23
Seasonality move :
1.77%
Day range:
$58.61 - $60.10
52-week range:
$47.30 - $68.13
Dividend yield:
2.37%
P/E ratio:
11.29x
P/S ratio:
3.80x
P/B ratio:
1.31x
Volume:
185.3K
Avg. volume:
70.1K
1-year change:
8.73%
Market cap:
$1.5B
Revenue:
$369.3M
EPS (TTM):
$5.24

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
SRCE
1st Source
$97.5M $1.34 6.83% 15.65% $68.00
BHB
Bar Harbor Bankshares
$33.8M $0.68 -10.43% 5.39% $28.25
EVBN
Evans Bancorp
$16.7M $0.40 -46.71% -74.05% --
NBN
Northeast Bank
$36.3M $1.77 22.05% 38.38% --
PEBO
Peoples Bancorp(Marietta OH)
$111.6M $0.82 -2.92% -21.58% --
PRK
Park National
$127.8M $2.29 15.8% 48.34% --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
SRCE
1st Source
$59.18 $68.00 $1.5B 11.29x $0.36 2.37% 3.80x
BHB
Bar Harbor Bankshares
$31.69 $28.25 $483.8M 11.40x $0.30 3.72% 3.21x
EVBN
Evans Bancorp
$44.07 -- $244.2M 13.23x $0.66 3% 2.91x
NBN
Northeast Bank
$91.78 -- $753.2M 11.92x $0.01 0.04% 4.60x
PEBO
Peoples Bancorp(Marietta OH)
$32.21 -- $1.1B 9.18x $0.40 4.94% 2.56x
PRK
Park National
$173.58 -- $2.8B 20.54x $1.56 2.44% 5.67x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
SRCE
1st Source
15.34% 1.018 13% 10.23x
BHB
Bar Harbor Bankshares
34.26% 0.992 50.9% 3.32x
EVBN
Evans Bancorp
46.15% 1.646 73.84% 48.21x
NBN
Northeast Bank
46.35% 0.451 53.53% --
PEBO
Peoples Bancorp(Marietta OH)
17.39% 1.008 22.2% 137.54x
PRK
Park National
19.85% 0.877 11.31% 11.28x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
SRCE
1st Source
-- -- 9.43% 11.95% 95.09% $66.7M
BHB
Bar Harbor Bankshares
-- -- 5.57% 9.79% 86.07% $22.4M
EVBN
Evans Bancorp
-- -- 5.39% 10.61% 97.21% $11.9M
NBN
Northeast Bank
-- -- 7.99% 17.09% 133.57% $2.6M
PEBO
Peoples Bancorp(Marietta OH)
-- -- 7.94% 11.68% 76.78% $33.2M
PRK
Park National
-- -- 8.97% 11.8% 57.64% $42.3M

1st Source vs. Competitors

  • Which has Higher Returns SRCE or BHB?

    Bar Harbor Bankshares has a net margin of 35.67% compared to 1st Source's net margin of 31.58%. 1st Source's return on equity of 11.95% beat Bar Harbor Bankshares's return on equity of 9.79%.

    Company Gross Margin Earnings Per Share Invested Capital
    SRCE
    1st Source
    -- $1.41 $1.4B
    BHB
    Bar Harbor Bankshares
    -- $0.80 $699.6M
  • What do Analysts Say About SRCE or BHB?

    1st Source has a consensus price target of $68.00, signalling upside risk potential of 14.9%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $28.25 which suggests that it could grow by 10.45%. Given that 1st Source has higher upside potential than Bar Harbor Bankshares, analysts believe 1st Source is more attractive than Bar Harbor Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    SRCE
    1st Source
    0 3 0
    BHB
    Bar Harbor Bankshares
    0 1 0
  • Is SRCE or BHB More Risky?

    1st Source has a beta of 0.798, which suggesting that the stock is 20.16% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.695, suggesting its less volatile than the S&P 500 by 30.497%.

  • Which is a Better Dividend Stock SRCE or BHB?

    1st Source has a quarterly dividend of $0.36 per share corresponding to a yield of 2.37%. Bar Harbor Bankshares offers a yield of 3.72% to investors and pays a quarterly dividend of $0.30 per share. 1st Source pays 26.48% of its earnings as a dividend. Bar Harbor Bankshares pays out 36.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SRCE or BHB?

    1st Source quarterly revenues are $97.9M, which are larger than Bar Harbor Bankshares quarterly revenues of $38.6M. 1st Source's net income of $34.9M is higher than Bar Harbor Bankshares's net income of $12.2M. Notably, 1st Source's price-to-earnings ratio is 11.29x while Bar Harbor Bankshares's PE ratio is 11.40x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for 1st Source is 3.80x versus 3.21x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SRCE
    1st Source
    3.80x 11.29x $97.9M $34.9M
    BHB
    Bar Harbor Bankshares
    3.21x 11.40x $38.6M $12.2M
  • Which has Higher Returns SRCE or EVBN?

    Evans Bancorp has a net margin of 35.67% compared to 1st Source's net margin of 16.32%. 1st Source's return on equity of 11.95% beat Evans Bancorp's return on equity of 10.61%.

    Company Gross Margin Earnings Per Share Invested Capital
    SRCE
    1st Source
    -- $1.41 $1.4B
    EVBN
    Evans Bancorp
    -- $0.53 $345.1M
  • What do Analysts Say About SRCE or EVBN?

    1st Source has a consensus price target of $68.00, signalling upside risk potential of 14.9%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 13.57%. Given that 1st Source has higher upside potential than Evans Bancorp, analysts believe 1st Source is more attractive than Evans Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    SRCE
    1st Source
    0 3 0
    EVBN
    Evans Bancorp
    0 0 0
  • Is SRCE or EVBN More Risky?

    1st Source has a beta of 0.798, which suggesting that the stock is 20.16% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

  • Which is a Better Dividend Stock SRCE or EVBN?

    1st Source has a quarterly dividend of $0.36 per share corresponding to a yield of 2.37%. Evans Bancorp offers a yield of 3% to investors and pays a quarterly dividend of $0.66 per share. 1st Source pays 26.48% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SRCE or EVBN?

    1st Source quarterly revenues are $97.9M, which are larger than Evans Bancorp quarterly revenues of $18M. 1st Source's net income of $34.9M is higher than Evans Bancorp's net income of $2.9M. Notably, 1st Source's price-to-earnings ratio is 11.29x while Evans Bancorp's PE ratio is 13.23x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for 1st Source is 3.80x versus 2.91x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SRCE
    1st Source
    3.80x 11.29x $97.9M $34.9M
    EVBN
    Evans Bancorp
    2.91x 13.23x $18M $2.9M
  • Which has Higher Returns SRCE or NBN?

    Northeast Bank has a net margin of 35.67% compared to 1st Source's net margin of 40.9%. 1st Source's return on equity of 11.95% beat Northeast Bank's return on equity of 17.09%.

    Company Gross Margin Earnings Per Share Invested Capital
    SRCE
    1st Source
    -- $1.41 $1.4B
    NBN
    Northeast Bank
    -- $2.11 $731.6M
  • What do Analysts Say About SRCE or NBN?

    1st Source has a consensus price target of $68.00, signalling upside risk potential of 14.9%. On the other hand Northeast Bank has an analysts' consensus of -- which suggests that it could grow by 13.86%. Given that 1st Source has higher upside potential than Northeast Bank, analysts believe 1st Source is more attractive than Northeast Bank.

    Company Buy Ratings Hold Ratings Sell Ratings
    SRCE
    1st Source
    0 3 0
    NBN
    Northeast Bank
    0 0 0
  • Is SRCE or NBN More Risky?

    1st Source has a beta of 0.798, which suggesting that the stock is 20.16% less volatile than S&P 500. In comparison Northeast Bank has a beta of 1.068, suggesting its more volatile than the S&P 500 by 6.752%.

  • Which is a Better Dividend Stock SRCE or NBN?

    1st Source has a quarterly dividend of $0.36 per share corresponding to a yield of 2.37%. Northeast Bank offers a yield of 0.04% to investors and pays a quarterly dividend of $0.01 per share. 1st Source pays 26.48% of its earnings as a dividend. Northeast Bank pays out 0.53% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SRCE or NBN?

    1st Source quarterly revenues are $97.9M, which are larger than Northeast Bank quarterly revenues of $41.8M. 1st Source's net income of $34.9M is higher than Northeast Bank's net income of $17.1M. Notably, 1st Source's price-to-earnings ratio is 11.29x while Northeast Bank's PE ratio is 11.92x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for 1st Source is 3.80x versus 4.60x for Northeast Bank. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SRCE
    1st Source
    3.80x 11.29x $97.9M $34.9M
    NBN
    Northeast Bank
    4.60x 11.92x $41.8M $17.1M
  • Which has Higher Returns SRCE or PEBO?

    Peoples Bancorp(Marietta OH) has a net margin of 35.67% compared to 1st Source's net margin of 28.42%. 1st Source's return on equity of 11.95% beat Peoples Bancorp(Marietta OH)'s return on equity of 11.68%.

    Company Gross Margin Earnings Per Share Invested Capital
    SRCE
    1st Source
    -- $1.41 $1.4B
    PEBO
    Peoples Bancorp(Marietta OH)
    -- $0.89 $1.4B
  • What do Analysts Say About SRCE or PEBO?

    1st Source has a consensus price target of $68.00, signalling upside risk potential of 14.9%. On the other hand Peoples Bancorp(Marietta OH) has an analysts' consensus of -- which suggests that it could grow by 14.61%. Given that 1st Source has higher upside potential than Peoples Bancorp(Marietta OH), analysts believe 1st Source is more attractive than Peoples Bancorp(Marietta OH).

    Company Buy Ratings Hold Ratings Sell Ratings
    SRCE
    1st Source
    0 3 0
    PEBO
    Peoples Bancorp(Marietta OH)
    0 0 0
  • Is SRCE or PEBO More Risky?

    1st Source has a beta of 0.798, which suggesting that the stock is 20.16% less volatile than S&P 500. In comparison Peoples Bancorp(Marietta OH) has a beta of 0.774, suggesting its less volatile than the S&P 500 by 22.573%.

  • Which is a Better Dividend Stock SRCE or PEBO?

    1st Source has a quarterly dividend of $0.36 per share corresponding to a yield of 2.37%. Peoples Bancorp(Marietta OH) offers a yield of 4.94% to investors and pays a quarterly dividend of $0.40 per share. 1st Source pays 26.48% of its earnings as a dividend. Peoples Bancorp(Marietta OH) pays out 45.73% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SRCE or PEBO?

    1st Source quarterly revenues are $97.9M, which are smaller than Peoples Bancorp(Marietta OH) quarterly revenues of $111.5M. 1st Source's net income of $34.9M is higher than Peoples Bancorp(Marietta OH)'s net income of $31.7M. Notably, 1st Source's price-to-earnings ratio is 11.29x while Peoples Bancorp(Marietta OH)'s PE ratio is 9.18x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for 1st Source is 3.80x versus 2.56x for Peoples Bancorp(Marietta OH). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SRCE
    1st Source
    3.80x 11.29x $97.9M $34.9M
    PEBO
    Peoples Bancorp(Marietta OH)
    2.56x 9.18x $111.5M $31.7M
  • Which has Higher Returns SRCE or PRK?

    Park National has a net margin of 35.67% compared to 1st Source's net margin of 27.77%. 1st Source's return on equity of 11.95% beat Park National's return on equity of 11.8%.

    Company Gross Margin Earnings Per Share Invested Capital
    SRCE
    1st Source
    -- $1.41 $1.4B
    PRK
    Park National
    -- $2.35 $1.5B
  • What do Analysts Say About SRCE or PRK?

    1st Source has a consensus price target of $68.00, signalling upside risk potential of 14.9%. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 4.28%. Given that 1st Source has higher upside potential than Park National, analysts believe 1st Source is more attractive than Park National.

    Company Buy Ratings Hold Ratings Sell Ratings
    SRCE
    1st Source
    0 3 0
    PRK
    Park National
    0 0 0
  • Is SRCE or PRK More Risky?

    1st Source has a beta of 0.798, which suggesting that the stock is 20.16% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

  • Which is a Better Dividend Stock SRCE or PRK?

    1st Source has a quarterly dividend of $0.36 per share corresponding to a yield of 2.37%. Park National offers a yield of 2.44% to investors and pays a quarterly dividend of $1.56 per share. 1st Source pays 26.48% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SRCE or PRK?

    1st Source quarterly revenues are $97.9M, which are smaller than Park National quarterly revenues of $137.6M. 1st Source's net income of $34.9M is lower than Park National's net income of $38.2M. Notably, 1st Source's price-to-earnings ratio is 11.29x while Park National's PE ratio is 20.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for 1st Source is 3.80x versus 5.67x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SRCE
    1st Source
    3.80x 11.29x $97.9M $34.9M
    PRK
    Park National
    5.67x 20.54x $137.6M $38.2M

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