FFIN Quote, Financials, Valuation and Earnings

City Holding has a net margin of 43.39% compared to First Financial Bankshares's net margin of 40.9%. First Financial Bankshares's return on equity of 14.37% beat City Holding's return on equity of 16.64%.

First Financial Bankshares has a consensus price target of $39.25, signalling upside risk potential of 25.4%. On the other hand City Holding has an analysts' consensus of $120.67 which suggests that it could grow by 10.13%. Given that First Financial Bankshares has higher upside potential than City Holding, analysts believe First Financial Bankshares is more attractive than City Holding.

First Financial Bankshares has a beta of 0.819, which suggesting that the stock is 18.078% less volatile than S&P 500. In comparison City Holding has a beta of 0.480, suggesting its less volatile than the S&P 500 by 51.965%.

First Financial Bankshares has a quarterly dividend of $0.18 per share corresponding to a yield of 2.3%. City Holding offers a yield of 2.75% to investors and pays a quarterly dividend of $0.79 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. City Holding pays out 37.13% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $143.6M, which are larger than City Holding quarterly revenues of $70.1M. First Financial Bankshares's net income of $62.3M is higher than City Holding's net income of $28.7M. Notably, First Financial Bankshares's price-to-earnings ratio is 20.06x while City Holding's PE ratio is 13.89x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 8.35x versus 5.65x for City Holding. Usually stocks with elevated PS ratios are considered overvalued.

German American Bancorp has a net margin of 43.39% compared to First Financial Bankshares's net margin of 35.63%. First Financial Bankshares's return on equity of 14.37% beat German American Bancorp's return on equity of 12.09%.

First Financial Bankshares has a consensus price target of $39.25, signalling upside risk potential of 25.4%. On the other hand German American Bancorp has an analysts' consensus of $47.00 which suggests that it could grow by 36.43%. Given that German American Bancorp has higher upside potential than First Financial Bankshares, analysts believe German American Bancorp is more attractive than First Financial Bankshares.

First Financial Bankshares has a beta of 0.819, which suggesting that the stock is 18.078% less volatile than S&P 500. In comparison German American Bancorp has a beta of 0.612, suggesting its less volatile than the S&P 500 by 38.849%.

First Financial Bankshares has a quarterly dividend of $0.18 per share corresponding to a yield of 2.3%. German American Bancorp offers a yield of 3.19% to investors and pays a quarterly dividend of $0.29 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. German American Bancorp pays out 38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $143.6M, which are larger than German American Bancorp quarterly revenues of $65.1M. First Financial Bankshares's net income of $62.3M is higher than German American Bancorp's net income of $23.2M. Notably, First Financial Bankshares's price-to-earnings ratio is 20.06x while German American Bancorp's PE ratio is 12.22x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 8.35x versus 4.75x for German American Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Lakeland Financial has a net margin of 43.39% compared to First Financial Bankshares's net margin of 38.05%. First Financial Bankshares's return on equity of 14.37% beat Lakeland Financial's return on equity of 14.02%.

First Financial Bankshares has a consensus price target of $39.25, signalling upside risk potential of 25.4%. On the other hand Lakeland Financial has an analysts' consensus of $68.20 which suggests that it could grow by 31.94%. Given that Lakeland Financial has higher upside potential than First Financial Bankshares, analysts believe Lakeland Financial is more attractive than First Financial Bankshares.

First Financial Bankshares has a beta of 0.819, which suggesting that the stock is 18.078% less volatile than S&P 500. In comparison Lakeland Financial has a beta of 0.643, suggesting its less volatile than the S&P 500 by 35.713%.

First Financial Bankshares has a quarterly dividend of $0.18 per share corresponding to a yield of 2.3%. Lakeland Financial offers a yield of 3.75% to investors and pays a quarterly dividend of $0.50 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. Lakeland Financial pays out 52.73% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $143.6M, which are larger than Lakeland Financial quarterly revenues of $63.6M. First Financial Bankshares's net income of $62.3M is higher than Lakeland Financial's net income of $24.2M. Notably, First Financial Bankshares's price-to-earnings ratio is 20.06x while Lakeland Financial's PE ratio is 14.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 8.35x versus 5.25x for Lakeland Financial. Usually stocks with elevated PS ratios are considered overvalued.

NBT Bancorp has a net margin of 43.39% compared to First Financial Bankshares's net margin of 24.35%. First Financial Bankshares's return on equity of 14.37% beat NBT Bancorp's return on equity of 9.53%.

First Financial Bankshares has a consensus price target of $39.25, signalling upside risk potential of 25.4%. On the other hand NBT Bancorp has an analysts' consensus of $51.40 which suggests that it could grow by 33.09%. Given that NBT Bancorp has higher upside potential than First Financial Bankshares, analysts believe NBT Bancorp is more attractive than First Financial Bankshares.

First Financial Bankshares has a beta of 0.819, which suggesting that the stock is 18.078% less volatile than S&P 500. In comparison NBT Bancorp has a beta of 0.530, suggesting its less volatile than the S&P 500 by 46.98%.

First Financial Bankshares has a quarterly dividend of $0.18 per share corresponding to a yield of 2.3%. NBT Bancorp offers a yield of 3.47% to investors and pays a quarterly dividend of $0.34 per share. First Financial Bankshares pays 46.04% of its earnings as a dividend. NBT Bancorp pays out 44.27% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial Bankshares quarterly revenues are $143.6M, which are smaller than NBT Bancorp quarterly revenues of $147.9M. First Financial Bankshares's net income of $62.3M is higher than NBT Bancorp's net income of $36M. Notably, First Financial Bankshares's price-to-earnings ratio is 20.06x while NBT Bancorp's PE ratio is 13.05x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial Bankshares is 8.35x versus 3.19x for NBT Bancorp. Usually stocks with elevated PS ratios are considered overvalued.