Financhill
Buy
63

TBBK Quote, Financials, Valuation and Earnings

Last price:
$53.37
Seasonality move :
2.41%
Day range:
$51.40 - $53.43
52-week range:
$29.92 - $61.17
Dividend yield:
0%
P/E ratio:
13.46x
P/S ratio:
5.63x
P/B ratio:
3.13x
Volume:
1.3M
Avg. volume:
506.1K
1-year change:
31.53%
Market cap:
$2.6B
Revenue:
$466.1M
EPS (TTM):
$3.96
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Revenue $245.4M $279.5M $315.6M $354.5M $466.1M
Revenue Growth (YoY) -10.64% 13.88% 12.93% 12.32% 31.49%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $110.5M $119.9M $120.5M $118.9M $135.1M
Other Inc / (Exp) -- -$45K -- -- --
Operating Expenses $105.9M $123.7M $123.8M $119.3M $137.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $72.5M $108.3M $144.2M $177.9M $256.8M
Earnings of Discontinued Ops. $291K -$512K $212K -- --
Income Tax Expense $21.2M $27.7M $33.7M $47.7M $64.5M
Net Income to Company $51.6M $80.1M $110.7M $130.2M $192.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $51.6M $80.1M $110.7M $130.2M $192.3M
 
Basic EPS (Cont. Ops) $0.91 $1.39 $1.93 $2.30 $3.52
Diluted EPS (Cont. Ops) $0.90 $1.37 $1.88 $2.27 $3.49
Weighted Average Basic Share $56.8M $57.5M $57.2M $56.6M $54.5M
Weighted Average Diluted Share $57.3M $58.4M $58.8M $57.3M $55.1M
 
EBITDA -- -- -- -- --
EBIT $110.8M $124.2M $155.4M $237.4M $412.2M
 
Revenue (Reported) $245.4M $279.5M $315.6M $354.5M $466.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $110.8M $124.2M $155.4M $237.4M $412.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $74.3M $77.5M $88.1M $115.7M $125.8M
Revenue Growth (YoY) 4.61% 4.21% 13.69% 31.31% 8.8%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $30.7M $27.7M $31.3M $34.1M $37.7M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $31.6M $28.6M $30.3M $34.6M $38.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $31M $36.5M $42.4M $66.5M $69M
Earnings of Discontinued Ops. $123K $66K -- -- --
Income Tax Expense $7.9M $8.3M $11.8M $16.3M $17.5M
Net Income to Company $23.3M $28.3M $30.6M $50.1M $51.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $23.3M $28.3M $30.6M $50.1M $51.5M
 
Basic EPS (Cont. Ops) $0.40 $0.49 $0.54 $0.93 $1.06
Diluted EPS (Cont. Ops) $0.40 $0.48 $0.54 $0.92 $1.04
Weighted Average Basic Share $57.2M $57.2M $56.4M $54.2M $48.8M
Weighted Average Diluted Share $58.6M $58.6M $57M $54.7M $49.5M
 
EBITDA -- -- -- -- --
EBIT $33.5M $39.1M $61.7M $106.5M $115M
 
Revenue (Reported) $74.3M $77.5M $88.1M $115.7M $125.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $33.5M $39.1M $61.7M $106.5M $115M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $260.1M $310.3M $329M $449.5M $493.3M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $117.8M $121M $118.5M $135M $140.8M
Other Inc / (Exp) -$45K -- -- -- --
Operating Expenses $113.1M $124.4M $118.9M $136.7M $145.4M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $82.1M $141.3M $157.2M $253.8M $275M
Earnings of Discontinued Ops. -$1.7M $398K -$36K -- --
Income Tax Expense $22.7M $33.9M $40.2M $65.3M $69.3M
Net Income to Company $57.8M $107.8M $117M $188.5M $205.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $57.8M $107.8M $117M $188.5M $205.7M
 
Basic EPS (Cont. Ops) $1.00 $1.87 $2.06 $3.43 $4.00
Diluted EPS (Cont. Ops) $1.00 $1.83 $2.03 $3.40 $3.96
Weighted Average Basic Share -- -- -- -- --
Weighted Average Diluted Share -- -- -- -- --
 
EBITDA -- -- -- -- --
EBIT $103.2M $153.2M $189.1M $399.5M $445.7M
 
Revenue (Reported) $260.1M $310.3M $329M $449.5M $493.3M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $103.2M $153.2M $189.1M $399.5M $445.7M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $204.5M $235.2M $248.6M $347M $374.2M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $88.6M $89.7M $87.7M $103.9M $109.5M
Other Inc / (Exp) -$45K -- -- -- --
Operating Expenses $91.5M $92.2M $87.3M $104.8M $112.7M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $75.6M $108.6M $121.7M $197.6M $215.8M
Earnings of Discontinued Ops. -$662K $248K -- -- --
Income Tax Expense $19M $25.2M $31.7M $49.3M $54.1M
Net Income to Company $55.9M $83.7M $90M $148.3M $161.6M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $55.9M $83.7M $90M $148.3M $161.6M
 
Basic EPS (Cont. Ops) $0.97 $1.45 $1.59 $2.71 $3.18
Diluted EPS (Cont. Ops) $0.97 $1.42 $1.57 $2.69 $3.15
Weighted Average Basic Share $171.9M $171.8M $170.3M $164.5M $152.4M
Weighted Average Diluted Share $174.4M $176.9M $172.6M $166.1M $154.1M
 
EBITDA -- -- -- -- --
EBIT $88.3M $117.3M $151M $313.1M $346.6M
 
Revenue (Reported) $204.5M $235.2M $248.6M $347M $374.2M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $88.3M $117.3M $151M $313.1M $346.6M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Cash and Equivalents $944.5M $345.5M $601.8M $888.2M $1B
Short Term Investments $1.3B $1.2B $953.7M $766M $747.5M
Accounts Receivable, Net $13.6M $20.5M $17.9M $32M $37.5M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $2.7B $2B $2.1B $2.3B $2.5B
 
Property Plant And Equipment $17.5M $17.6M $16.2M $18.4M $27.5M
Long-Term Investments $1.4B $1.2B $953.7M $766M $747.5M
Goodwill -- $263K $263K $263K $263K
Other Intangibles $2.3M $2.6M $2.2M $1.8M $1.4M
Other Long-Term Assets -- -- -- -- --
Total Assets $5.7B $6.3B $6.8B $7.9B $7.7B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $82K $42K $42K $42K $42K
 
Long-Term Debt $54.4M $152M $151.6M $122.5M $147.8M
Capital Leases -- -- -- -- --
Total Liabilities $5.2B $5.7B $6.2B $7.2B $6.9B
 
Common Stock $56.9M $57.6M $57.4M $55.7M $53.2M
Other Common Equity Adj $6M $17.7M $6.3M -$30.3M -$20M
Common Equity $484.5M $581.2M $652.5M $694M $807.3M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $484.5M $581.2M $652.5M $694M $807.3M
 
Total Liabilities and Equity $5.7B $6.3B $6.8B $7.9B $7.7B
Cash and Short Terms $2.3B $1.6B $1.6B $1.7B $1.8B
Total Debt $54.4M $152M $151.6M $122.5M $147.8M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Cash and Equivalents $301M $317.3M $722.7M $903.4M $55.8M
Short Term Investments $1.3B $1.1B $790.6M $756.6M $1.6B
Accounts Receivable, Net $18.9M $17.2M $25.5M $34.2M $42.9M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $2B $1.9B $2.1B $2.4B $2.4B
 
Property Plant And Equipment $15.8M $16.6M $18.4M $29M $28.1M
Long-Term Investments $1.3B $1.1B $790.6M $756.6M $1.6B
Goodwill -- -- $263K $135K $263K
Other Intangibles -- -- $1.9M $1.6M $1.1M
Other Long-Term Assets -- -- -- -- --
Total Assets $6.2B $6.3B $7.8B $7.5B $8.1B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- $300M -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $42K $300M $42K $42K --
 
Long-Term Debt $152.1M $151.7M $151.3M $119M $147.7M
Capital Leases -- -- -- -- --
Total Liabilities $5.6B $5.6B $7.1B $6.7B $7.3B
 
Common Stock $57.6M $57.3M $56.2M $53.9M $48.2M
Other Common Equity Adj $20.7M $11M -$33.1M -$32.1M $17.3M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $558.5M $638M $663.7M $773.7M $815.3M
 
Total Liabilities and Equity $6.2B $6.3B $7.8B $7.5B $8.1B
Cash and Short Terms $1.6B $1.4B $1.5B $1.7B $1.6B
Total Debt $152.1M $451.7M $151.3M $119M $147.7M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders $51.6M $80.1M $110.7M $130.2M $192.3M
Depreciation & Amoritzation $5.2M $3.8M $3.3M $3.3M $3.5M
Stock-Based Compensation $5.7M $6.4M $8.6M $7.6M $11.4M
Change in Accounts Receivable -$866K -$6.8M $2.6M -$14.1M -$5.5M
Change in Inventories -- -- -- -- --
Cash From Operations $66.9M $120.7M $83.9M $121M $186.7M
 
Capital Expenditures $2M $3.7M $1.5M $5.1M $12.7M
Cash Acquisitions -- -$3.9M -- -- --
Cash From Investing -$793.3M -$1.2B -$305.9M -$828.1M $415.6M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued -- $98.2M -- -- --
Long-Term Debt Repaid -- -- -- -- -$3.3M
Repurchase of Common Stock -- -- -$40M -$60M -$100M
Other Financing Activities -- -- -- -- --
Cash From Financing $1.1B $509M $478.3M $993.5M -$452.4M
 
Beginning Cash (CF) $554.3M $944.5M $345.5M $601.8M $888.2M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $390.2M -$599M $256.3M $286.4M $149.9M
Ending Cash (CF) $944.5M $345.5M $601.8M $888.2M $1B
 
Levered Free Cash Flow $64.9M $116.9M $82.3M $115.8M $174M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $23.3M $28.3M $30.6M $50.1M $51.5M
Depreciation & Amoritzation $932K $828K $784K $445K $848K
Stock-Based Compensation $2.2M $2.1M $2.1M $2.8M $3.9M
Change in Accounts Receivable $45K $1.5M -$6.2M -$97K $2M
Change in Inventories -- -- -- -- --
Cash From Operations $644.3M $37.6M $28.4M $53.2M $51.2M
 
Capital Expenditures $165K -$47K $2.4M $2.9M $1.1M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$765.7M -$29.1M -$279.2M $113.2M -$255.6M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $98.2M $300M -$385M -- $135M
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -$10M -$15M -$25M -$50.5M
Other Financing Activities -- -- -- -- --
Cash From Financing -$58.3M -$280.1M $630.6M -$143.6M -$145.4M
 
Beginning Cash (CF) $480.7M $589M $342.9M $880.5M $405.6M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$179.7M -$271.6M $379.8M $22.9M -$349.8M
Ending Cash (CF) $301M $317.3M $722.7M $903.4M $55.8M
 
Levered Free Cash Flow $644.1M $37.6M $26.1M $50.3M $50.1M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $57.8M $107.8M $117M $188.5M $205.7M
Depreciation & Amoritzation $4.2M $3.3M $3.4M $2.8M $4.4M
Stock-Based Compensation $6.4M $7.8M $7.7M $10.7M $13.7M
Change in Accounts Receivable -$5M $1.7M -$8.3M -$8.7M -$8.8M
Change in Inventories -- -- -- -- --
Cash From Operations -$6.6M $102.2M $80.8M $178.4M $204.3M
 
Capital Expenditures $1.2M $4M $4.8M $13M $4.7M
Cash Acquisitions -$3.9M -- -- -- --
Cash From Investing -$1.8B -$83.2M -$1.1B $502.1M -$1.4B
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued $98.2M -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -$30M -$55M -$90M -$226.9M
Other Financing Activities -- -- -- -- --
Cash From Financing $1.1B -$2.7M $1.4B -$499.8M $329.4M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$655.5M $16.4M $405.4M $180.7M -$847.6M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -$7.8M $98.2M $76M $165.4M $199.6M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $55.9M $83.7M $90M $148.3M $161.6M
Depreciation & Amoritzation $2.9M $2.4M $2.5M $2M $3M
Stock-Based Compensation $5.1M $6.5M $5.6M $8.7M $11M
Change in Accounts Receivable -$5.2M $3.3M -$7.6M -$2.2M -$5.4M
Change in Inventories -- -- -- -- --
Cash From Operations $89.9M $71.4M $68.3M $125.8M $143.3M
 
Capital Expenditures $999K $1.2M $4.5M $12.4M $4.4M
Cash Acquisitions -$3.9M -- -- -- --
Cash From Investing -$1.2B -$23.4M -$836.9M $493.3M -$1.3B
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $98.2M $300M -- -- $135M
Long-Term Debt Repaid -- -- -- -$3.3M --
Repurchase of Common Stock -- -$30M -$45M -$75M -$201.9M
Other Financing Activities -- -- -- -- --
Cash From Financing $435.5M -$76.2M $889.6M -$603.8M $177.9M
 
Beginning Cash (CF) $1.5B $2.7B $1.6B $2.6B $2.7B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$643.5M -$28.2M $120.9M $15.2M -$982.3M
Ending Cash (CF) $901.3M $2.7B $1.7B $2.6B $1.7B
 
Levered Free Cash Flow $88.9M $70.2M $63.8M $113.4M $139M

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