Financhill
Buy
69

SNFCA Quote, Financials, Valuation and Earnings

Last price:
$11.84
Seasonality move :
9.72%
Day range:
$11.75 - $12.30
52-week range:
$6.19 - $13.59
Dividend yield:
0%
P/E ratio:
9.76x
P/S ratio:
0.84x
P/B ratio:
0.83x
Volume:
94.9K
Avg. volume:
54.3K
1-year change:
30.97%
Market cap:
$286.5M
Revenue:
$318.5M
EPS (TTM):
$1.21
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Revenue $283.1M $481.5M $472.9M $390.7M $318.5M
Revenue Growth (YoY) 1.23% 70.09% -1.78% -17.38% -18.48%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $111M $144.6M $167.7M $158.5M $125.8M
Other Inc / (Exp) $25.5M $31.6M $261.1M $186.5M $98.4M
Operating Expenses $115.6M $166.4M $175.5M $166.8M $133M
Operating Income -- -- -- -- --
 
Net Interest Expenses $13.7M $18.5M $17.7M $15.4M $11.3M
EBT. Incl. Unusual Items $13.9M $71.5M $51.8M $34.4M $16.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.1M $15.9M $12.3M $8.7M $1.8M
Net Income to Company $10.9M $55.6M $39.5M $25.7M $14.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $10.9M $55.6M $39.5M $25.7M $14.5M
 
Basic EPS (Cont. Ops) $0.49 $2.43 $1.70 $1.10 $0.63
Diluted EPS (Cont. Ops) $0.48 $2.37 $1.63 $1.07 $0.61
Weighted Average Basic Share $22.6M $22.9M $23.3M $23.3M $23.2M
Weighted Average Diluted Share $22.7M $23.4M $24.2M $24.2M $23.8M
 
EBITDA -- -- -- -- --
EBIT $21.3M $80M $58.9M $42.2M $21.2M
 
Revenue (Reported) $283.1M $481.5M $472.9M $390.7M $318.5M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $21.3M $80M $58.9M $42.2M $21.2M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $146.2M $119.9M $83.7M $80M $88.5M
Revenue Growth (YoY) 93.96% -17.96% -30.21% -4.44% 10.68%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $36.8M $42.4M $38.6M $30M $29.7M
Other Inc / (Exp) $8.4M $65.5M $33.7M $24.1M $29.7M
Operating Expenses $38.2M $44.2M $40.7M $31.5M $31.7M
Operating Income -- -- -- -- --
 
Net Interest Expenses $5.4M $4.2M $3.5M $2.7M $2.8M
EBT. Incl. Unusual Items $38.6M $14.1M -$3.3M $5.2M $15.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $9.3M $3.4M -$949.2K $1.1M $3.4M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $29.3M $10.8M -$2.4M $4M $11.8M
 
Basic EPS (Cont. Ops) $1.28 $0.46 -$0.10 $0.16 $0.49
Diluted EPS (Cont. Ops) $1.24 $0.44 -$0.10 $0.16 $0.47
Weighted Average Basic Share $23M $23.3M $23.1M $24.3M $24.4M
Weighted Average Diluted Share $23.6M $24.3M $23.8M $25.2M $25.3M
 
EBITDA -- -- -- -- --
EBIT $40.9M $16M -$1.2M $6.3M $16.3M
 
Revenue (Reported) $146.2M $119.9M $83.7M $80M $88.5M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $40.9M $16M -$1.2M $6.3M $16.3M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $422.2M $497M $394.6M $351.9M $331.1M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $132.8M $163.9M $166.4M $130.7M $120.5M
Other Inc / (Exp) $29.5M $157.6M $187.9M $133.8M $102.9M
Operating Expenses $138M $187.1M $174.6M $137.9M $128.5M
Operating Income -- -- -- -- --
 
Net Interest Expenses $16.9M $18.4M $16.3M $12.6M $9.9M
EBT. Incl. Unusual Items $69.4M $49.4M $12.5M $43.4M $35.6M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $16.2M $10.9M $2.7M $10.5M $6.2M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $53.2M $38.5M $9.8M $32.9M $29.4M
 
Basic EPS (Cont. Ops) $2.28 $1.64 $0.40 $1.39 $1.26
Diluted EPS (Cont. Ops) $2.23 $1.57 $0.39 $1.35 $1.21
Weighted Average Basic Share -- -- -- -- --
Weighted Average Diluted Share -- -- -- -- --
 
EBITDA -- -- -- -- --
EBIT $77.5M $57.2M $20.1M $49.5M $39.6M
 
Revenue (Reported) $422.2M $497M $394.6M $351.9M $331.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $77.5M $57.2M $20.1M $49.5M $39.6M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $344.5M $360M $282.3M $243.5M $256M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $103M $122.3M $121M $93.2M $87.8M
Other Inc / (Exp) $22.4M $148.4M $129.7M $76.9M $81.4M
Operating Expenses $106.9M $127.6M $127.3M $98.4M $94M
Operating Income -- -- -- -- --
 
Net Interest Expenses $13.5M $13.4M $12M $9.3M $7.8M
EBT. Incl. Unusual Items $67.3M $45.2M $5.9M $14.9M $34.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $16M $11M $1.4M $3.3M $7.6M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $51.3M $34.2M $4.4M $11.6M $26.6M
 
Basic EPS (Cont. Ops) $2.20 $1.46 $0.18 $0.48 $1.10
Diluted EPS (Cont. Ops) $2.15 $1.41 $0.17 $0.47 $1.07
Weighted Average Basic Share $69.6M $69.8M $71.2M $71.8M $72.2M
Weighted Average Diluted Share $71M $72.8M $73.9M $73.9M $74.4M
 
EBITDA -- -- -- -- --
EBIT $73.3M $50.5M $11.6M $18.9M $37.4M
 
Revenue (Reported) $344.5M $360M $282.3M $243.5M $256M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $73.3M $50.5M $11.6M $18.9M $37.4M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Cash and Equivalents $127.8M $106.2M $131.4M $120.9M $126.9M
Short Term Investments $356M $294.7M $259.3M $345.9M $36.4M
Accounts Receivable, Net $21.5M $22.4M $22.5M $22.6M $24.4M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $508.7M $427.3M $423.8M $510.4M $193.6M
 
Property Plant And Equipment $24.1M $21.2M $30.5M $29.7M $28.3M
Long-Term Investments $363.2M $306M $270.9M $357.5M $395.2M
Goodwill $3.5M $3.5M $5.3M $5.3M $5.3M
Other Intangibles $18.6M $36.5M $56.6M $6.3M $6.5M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.3B $1.5B $1.5B $1.5B $1.4B
 
Accounts Payable $5.1M $8.9M $10.2M $5.4M $2.9M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $1.3M $1.3M $1.3M -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $181M $281.8M $202.5M $99M $24.4M
 
Long-Term Debt $60.1M $50.1M $89.9M $98.8M $97.8M
Capital Leases -- -- -- -- --
Total Liabilities $1.1B $1.3B $1.2B $1.2B $1.1B
 
Common Stock $32.2M $33.2M $35.3M $37.5M $40.1M
Other Common Equity Adj $13.7M $23.2M $18.1M -$13.1M -$6.9M
Common Equity $196.7M $264M $299.8M $292.8M $312.9M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $196.7M $264M $299.8M $292.8M $312.9M
 
Total Liabilities and Equity $1.3B $1.5B $1.5B $1.5B $1.4B
Cash and Short Terms $483.7M $400.9M $390.6M $466.8M $163.4M
Total Debt $217.4M $297.7M $251.2M $161.7M $105.5M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Cash and Equivalents $151.7M $111.5M $84.9M $134.8M $170.7M
Short Term Investments $344.9M $264.8M $320.8M $34.2M $38.6M
Accounts Receivable, Net $26.3M $33.1M $31.7M $30.3M $30.8M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $522.9M $409.4M $437.5M $199.2M $240.1M
 
Property Plant And Equipment $21.8M $23.6M $29.7M $28.6M $27.5M
Long-Term Investments $356.1M $275.6M $331.2M $368.8M $362.9M
Goodwill $3.5M $3.5M $5.3M $5.3M $5.3M
Other Intangibles $28.4M $50.4M $54.4M $3.5M $3.1M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.6B $1.6B $1.5B $1.4B $1.5B
 
Accounts Payable $5.2M $13.9M $4.9M $3M $3.2M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $36.5M $46.8M $28M $16.6M $19.6M
 
Long-Term Debt $424.9M $263.2M $201.5M $108.4M $107M
Capital Leases -- -- -- -- --
Total Liabilities $1.4B $1.3B $1.2B $1.1B $1.1B
 
Common Stock $33.1M $35.2M $37.4M $40M $42.2M
Other Common Equity Adj $19.9M $20.5M -$15.1M -$18.3M -$42.6K
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $256M $296.7M $268.9M $297.9M $346.3M
 
Total Liabilities and Equity $1.6B $1.6B $1.5B $1.4B $1.5B
Cash and Short Terms $496.6M $376.3M $405.8M $169M $209.3M
Total Debt $424.9M $263.2M $201.5M $108.4M $107M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders $10.9M $55.6M $39.5M $25.7M $14.5M
Depreciation & Amoritzation $12.2M $17.3M $20.4M $17.7M $9.2M
Stock-Based Compensation $257K $358.9K $118.4K $929.7K $601.4K
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$75.6M -$129.6M $144.6M $130.5M $53.9M
 
Capital Expenditures $1.8M $1.6M $5.2M $1.6M $1.1M
Cash Acquisitions -$20.1M -- -$12.6M -- --
Cash From Investing $38.1M $36.1M -$63.6M -$37.2M $14.6M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued $266.5M $254.9M $107M $59.6M $68.5M
Long-Term Debt Repaid -$236.8M -$174.9M -$153.6M -$149.3M -$124.7M
Repurchase of Common Stock -$1.5M -$3M -$5.8M -$7.7M -$2.8M
Other Financing Activities -$4.8M -$6.7M -$3.8M -$4.1M -$3.1M
Cash From Financing $24.3M $71.2M -$55.1M -$101.2M -$62M
 
Beginning Cash (CF) $150.9M $137.7M $115.5M $141.4M $133.5M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$13.2M -$22.3M $25.9M -$7.9M $6.4M
Ending Cash (CF) $137.7M $115.5M $141.4M $133.5M $139.9M
 
Levered Free Cash Flow -$77.4M -$131.3M $139.4M $128.9M $52.8M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$55M $4.4M $11.7M $16.2M $26.8M
 
Capital Expenditures $200.9K $844.7K $260.3K $264.3K $152.5K
Cash Acquisitions -- -- -- -- --
Cash From Investing $11.7M -$71.3M -$60.3M $5.2M $2.4M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $280.1M $24.4M -- $2.5M $2.6M
Long-Term Debt Repaid -$202.3M $6.8M $1.1M $2.6M $630.4K
Repurchase of Common Stock -$210.5K -$215.9K -- -$252K -$43.1K
Other Financing Activities -$1.7M -$1.2M -$719.9K -$772.9K -$238.3K
Cash From Financing $75.9M $29.9M $395.1K $4.1M $3M
 
Beginning Cash (CF) $129M $160.1M $142.4M $121.6M $156.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $32.5M -$37M -$48.2M $25.5M $32.3M
Ending Cash (CF) $161.5M $123M $94.2M $147.1M $188.9M
 
Levered Free Cash Flow -$55.2M $3.6M $11.4M $15.9M $26.6M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$177.3M $163.9M $125.1M $39.5M $70.4M
 
Capital Expenditures $2M $4.7M $2M $1.4M $894K
Cash Acquisitions -$16.9M -- -- -- --
Cash From Investing $49.3M -$31.3M -$79.9M $113M -$23.3M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid
Long-Term Debt Issued $512.5M -$106.2M $69.5M $68.5M $2.6M
Long-Term Debt Repaid -$348.8M -$55.7M -$131.3M -$161.6M -$4.3M
Repurchase of Common Stock -$1.8M -$5.6M -$9.3M -$3.2M -$1.7M
Other Financing Activities -$6.2M -$4.7M -$3.8M -$3.3M -$2.1M
Cash From Financing $156.3M -$171M -$74M -$99.6M -$5.3M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $28.3M -$38.5M -$28.8M $52.9M $41.8M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -$179.3M $159.1M $123.1M $38.1M $69.5M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$164.6M $128.9M $109.3M $18.4M $34.9M
 
Capital Expenditures $1.1M $4.2M $966.4K $791.5K $575.7K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$12.7M -$80.2M -$96.4M $53.7M $15.8M
 
Dividends Paid (Ex Special Dividend) -- -- -- -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $458.3M $97.1M $59.6M $68.5M $2.6M
Long-Term Debt Repaid -$251M -$131.8M -$109.5M -$121.9M -$1.4M
Repurchase of Common Stock -$1.1M -$3.7M -$7.3M -$2.8M -$1.7M
Other Financing Activities -$5.1M -$3M -$3.1M -$2.3M -$1.3M
Cash From Financing $201M -$41.2M -$60.1M -$58.5M -$1.7M
 
Beginning Cash (CF) $387.1M $429.3M $440.7M $364.7M $461.2M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $23.7M $7.6M -$47.2M $13.6M $49M
Ending Cash (CF) $410.9M $436.9M $393.6M $378.3M $510.2M
 
Levered Free Cash Flow -$165.7M $124.7M $108.4M $17.6M $34.3M

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