Financhill
Buy
59

SOFI Quote, Financials, Valuation and Earnings

Last price:
$12.09
Seasonality move :
6.34%
Day range:
$11.61 - $12.12
52-week range:
$6.01 - $18.42
Dividend yield:
0%
P/E ratio:
32.68x
P/S ratio:
5.07x
P/B ratio:
2.03x
Volume:
37.5M
Avg. volume:
46.7M
1-year change:
71.49%
Market cap:
$13.3B
Revenue:
$2.6B
EPS (TTM):
$0.37
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $565.5M $984.9M $1.6B $2.1B $2.6B
Revenue Growth (YoY) 27.76% 74.15% 59.77% 33.98% 23.91%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $514M $925.4M $1.1B $1.2B $1.4B
Other Inc / (Exp) -$70.3M -- -- -- --
Operating Expenses $504.8M $898.1M $1.1B $972.7M $1.5B
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$328.5M -$481.2M -$318.7M -$301.2M $233.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$104.5M $2.8M $1.7M -$416K -$265.3M
Net Income to Company -$224.1M -$483.9M -$320.4M -$300.7M $498.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$224.1M -$483.9M -$320.4M -$300.7M $498.7M
 
Basic EPS (Cont. Ops) -$2.73 -$1.00 -$0.40 -$0.36 $0.46
Diluted EPS (Cont. Ops) -$2.73 -$1.00 -$0.40 -$0.36 $0.39
Weighted Average Basic Share $116.2M $526.7M $900.9M $945M $1.1B
Weighted Average Diluted Share $116.2M $526.7M $900.9M $945M $1.1B
 
EBITDA -- -- -- -- --
EBIT -$142.9M -$378.4M -$129.4M $488.2M $1.3B
 
Revenue (Reported) $565.5M $984.9M $1.6B $2.1B $2.6B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -$142.9M -$378.4M -$129.4M $488.2M $1.3B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $171.5M $285.6M $456.7M $600.8M $734.1M
Revenue Growth (YoY) -- 66.54% 59.9% 31.57% 22.19%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $148.3M $254.9M $286.8M $306.4M $390.2M
Other Inc / (Exp) -$7.2M -- -- -- --
Operating Expenses $148.3M $252.1M $284.9M $302.2M $389.1M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$87.6M -$109.5M -$38.9M $51.2M $59.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$4.9M $1.6M $1.1M $3.2M -$272.5M
Net Income to Company -- -$111M -$40M $47.9M $332.5M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$82.6M -$111M -$40M $47.9M $332.5M
 
Basic EPS (Cont. Ops) -$1.25 -$0.15 -$0.05 $0.04 $0.31
Diluted EPS (Cont. Ops) -$1.25 -$0.15 -$0.05 $0.02 $0.29
Weighted Average Basic Share $116.2M $828.2M $923.2M $962.9M $1.1B
Weighted Average Diluted Share $116.2M $828.2M $923.2M $962.9M $1.2B
 
EBITDA -- -- -- -- --
EBIT -$34.3M -$91.2M $59.9M $306.8M $333.7M
 
Revenue (Reported) $171.5M $285.6M $456.7M $600.8M $734.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -$34.3M -$91.2M $59.9M $306.8M $333.7M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue -- $984.9M $1.6B $2.1B $2.6B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- $925.4M $1.1B $1.2B $1.4B
Other Inc / (Exp) $12.9M -$6.6M -$31.8M -- --
Operating Expenses -- $898.1M $1.1B $972.7M $1.5B
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -- -$481.2M -$318.7M -$301.2M $233.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -- $2.8M $1.7M -$416K -$265.3M
Net Income to Company -- -$483.9M -$320.4M -$300.7M $498.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -- -$483.9M -$320.4M -$300.7M $498.7M
 
Basic EPS (Cont. Ops) -- -$2.29 -$0.40 -$0.36 $0.46
Diluted EPS (Cont. Ops) -- -$2.29 -$0.40 -$0.38 $0.37
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT -- -$378.4M -$129.4M $488.2M $1.3B
 
Revenue (Reported) -- $984.9M $1.6B $2.1B $2.6B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -- -$378.4M -$129.4M $488.2M $1.3B
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $984.9M $1.6B $2.1B $2.6B --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $925.4M $1.1B $1.2B $1.4B --
Other Inc / (Exp) -$6.6M -$31.8M -- -- --
Operating Expenses $898.1M $1.1B $972.7M $1.5B --
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$481.2M -$318.7M -$301.2M $233.3M --
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.8M $1.7M -$416K -$265.3M --
Net Income to Company -$483.9M -$320.4M -$300.7M $498.7M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items -$483.9M -$320.4M -$300.7M $498.7M --
 
Basic EPS (Cont. Ops) -$2.29 -$0.40 -$0.36 $0.46 --
Diluted EPS (Cont. Ops) -$2.29 -$0.40 -$0.38 $0.37 --
Weighted Average Basic Share $2.1B $3.6B $3.8B $4.2B --
Weighted Average Diluted Share $2.1B $3.6B $3.8B $4.4B --
 
EBITDA -- -- -- -- --
EBIT -$378.4M -$129.4M $488.2M $1.3B --
 
Revenue (Reported) $984.9M $1.6B $2.1B $2.6B --
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -$378.4M -$129.4M $488.2M $1.3B --
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $872.6M $494.7M $1.4B $3.1B $2.5B
Short Term Investments -- $194.9M $39.4M $500.9M $1.8B
Accounts Receivable, Net -- $85.5M $127.1M $169.9M $587.5M
Inventory -- -- -- -- --
Prepaid Expenses -- $57.9M $73.4M $112.7M $276.9M
Other Current Assets -- -- -- -- --
Total Current Assets $890.5M $848.4M $1.7B $4B $5.6B
 
Property Plant And Equipment $198.3M $227.1M $267.2M $306.5M $369.1M
Long-Term Investments $604.5M $595.4M $419.6M $724.9M $1.9B
Goodwill $899.3M $898.5M $1.6B $1.4B $1.4B
Other Intangibles $504.7M $452.8M $592M $544.5M $639.9M
Other Long-Term Assets -- -- -- -- --
Total Assets $8.6B $9.2B $19B $30.1B $36.3B
 
Accounts Payable -- $158.1M $144.6M $159.9M $132.8M
Accrued Expenses -- $94.2M $146M $202.3M $265.3M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $486M $750.1M $776.5M $848.2M $884.1M
 
Long-Term Debt $4.4B $3.5B $5B $4.8B $2.6B
Capital Leases -- -- -- -- --
Total Liabilities $5.5B $4.5B $13.5B $24.5B $29.7B
 
Common Stock $3.2B $320.5M $320.5M $320.5M $109K
Other Common Equity Adj -- -- -- -- --
Common Equity -$120.1M $4.4B $5.2B $5.2B $6.5B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $3.1B $4.7B $5.5B $5.6B $6.5B
 
Total Liabilities and Equity $8.6B $9.2B $19B $30.1B $36.3B
Cash and Short Terms $872.6M $689.6M $1.5B $3.6B $4.3B
Total Debt $4.9B $4B $5.5B $5.2B $3.1B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $872.6M $494.7M $1.4B $3.1B $2.5B
Short Term Investments -- $194.9M $39.4M $500.9M $1.8B
Accounts Receivable, Net -- $85.5M $127.1M $169.9M $587.5M
Inventory -- -- -- -- --
Prepaid Expenses -- $57.9M $73.4M $112.7M $276.9M
Other Current Assets -- -- -- -- --
Total Current Assets $890.5M $848.4M $1.7B $4B $5.6B
 
Property Plant And Equipment $198.3M $227.1M $267.2M $306.5M $369.1M
Long-Term Investments $604.5M $595.4M $419.6M $724.9M $1.9B
Goodwill $899.3M $898.5M $1.6B $1.4B $1.4B
Other Intangibles $504.7M $452.8M $592M $544.5M $639.9M
Other Long-Term Assets -- -- -- -- --
Total Assets $8.6B $9.2B $19B $30.1B $36.3B
 
Accounts Payable -- $158.1M $144.6M $159.9M $132.8M
Accrued Expenses -- $94.2M $146M $202.3M $265.3M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $486M $750.1M $776.5M $848.2M $884.1M
 
Long-Term Debt $4.4B $3.5B $5B $4.8B $2.6B
Capital Leases -- -- -- -- --
Total Liabilities $5.5B $4.5B $13.5B $24.5B $29.7B
 
Common Stock $3.2B $320.5M $320.5M $320.5M $109K
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $3.1B $4.7B $5.5B $5.6B $6.5B
 
Total Liabilities and Equity $8.6B $9.2B $19B $30.1B $36.3B
Cash and Short Terms $872.6M $689.6M $1.5B $3.6B $4.3B
Total Debt $4.9B $4B $5.5B $5.2B $3.1B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders -$224.1M -$483.9M -$320.4M -$300.7M $498.7M
Depreciation & Amoritzation $69.8M $101.6M $151.4M $201.4M $203.5M
Stock-Based Compensation $99.9M $239M $306M $271.2M $246.2M
Change in Accounts Receivable $1.1M $1.4M -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$479.3M -$1.4B -$7.3B -$7.2B -$1.1B
 
Capital Expenditures $24.5M $52.3M $103.7M $121.2M $163.6M
Cash Acquisitions -$32.4M -- $58.5M -$72.3M --
Cash From Investing $258.9M $110.2M -$106.3M -$1.9B -$4.8B
 
Dividends Paid (Ex Special Dividend) -$40.5M -$40.4M -$40.4M -$40.4M -$16.5M
Special Dividend Paid
Long-Term Debt Issued $1.6B $1.2B $1.9B $520.5M $845.3M
Long-Term Debt Repaid -$1.1B -$2.1B -$516.9M -$800.4M -$2.3B
Repurchase of Common Stock -$40K -$283.4M -- -- -$323.4M
Other Financing Activities -$4.2M $1.9B -$17.3M -$27.2M -$30.2M
Cash From Financing $853.8M $685M $8.4B $10.9B $5B
 
Beginning Cash (CF) $690.2M $1.3B $768.4M $1.8B $3.6B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $633.4M -$555M $1.1B $1.8B -$906.2M
Ending Cash (CF) $1.3B $768.4M $1.8B $3.6B $2.7B
 
Levered Free Cash Flow -$503.9M -$1.4B -$7.4B -$7.3B -$1.3B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders -- -$111M -$40M $47.9M $332.5M
Depreciation & Amoritzation -- $26.5M $42.4M $53.4M $53.5M
Stock-Based Compensation -- $76.7M $71M $69.1M $66.4M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -- -$1.2B -$2.4B -$247.9M -$200.1M
 
Capital Expenditures -- $13.8M $27.8M $36.6M $44.2M
Cash Acquisitions -- -- -- -- --
Cash From Investing -- $30.7M -$51.4M -$1.4B -$1.3B
 
Dividends Paid (Ex Special Dividend) -- -$20.4M -$20.4M -$20.4M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -$5.1B $1B -$722.2M --
Long-Term Debt Repaid -- $6.3B -$250.3M -$204.8M -$88.6M
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -$9.8M -$5.7M -$8.5M -$11.7M
Cash From Financing -- $1.1B $3.1B $2B $1.2B
 
Beginning Cash (CF) -- $854.2M $1.3B $3.3B $3B
Foreign Exchange Rate Adjustment -- $188K $340K $475K -$246K
Additions / Reductions -- -$86M $584.5M $318.1M -$260.2M
Ending Cash (CF) -- $768.4M $1.8B $3.6B $2.7B
 
Levered Free Cash Flow -- -$1.3B -$2.4B -$284.6M -$244.3M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders -- -$483.9M -$320.4M -$300.7M $498.7M
Depreciation & Amoritzation -- $101.6M $151.4M $201.4M $203.5M
Stock-Based Compensation -- $239M $306M $271.2M $246.2M
Change in Accounts Receivable -- $1.4M -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -- -$1.4B -$7.3B -$7.2B -$1.1B
 
Capital Expenditures -- $52.3M $103.7M $121.2M $163.6M
Cash Acquisitions -- -- $58.5M -$72.3M --
Cash From Investing -- $110.2M -$106.3M -$1.9B -$4.8B
 
Dividends Paid (Ex Special Dividend) -- -$40.4M -$40.4M -$40.4M -$16.5M
Special Dividend Paid
Long-Term Debt Issued -- $1.2B $1.9B $520.5M $845.3M
Long-Term Debt Repaid -- -$2.1B -$516.9M -$800.4M -$2.3B
Repurchase of Common Stock -- -$283.4M -- -- --
Other Financing Activities -- $1.9B -$17.3M -$27.2M -$30.2M
Cash From Financing -- $685M $8.4B $10.9B $5B
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- -$555M $1.1B $1.8B -$906.2M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -- -$1.4B -$7.4B -$7.3B -$1.3B
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders -$483.9M -$320.4M -$300.7M $498.7M --
Depreciation & Amoritzation $101.6M $151.4M $201.4M $203.5M --
Stock-Based Compensation $239M $306M $271.2M $246.2M --
Change in Accounts Receivable $1.4M -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -$1.4B -$7.3B -$7.2B -$1.1B --
 
Capital Expenditures $52.3M $103.7M $121.2M $163.6M --
Cash Acquisitions -- $58.5M -$72.3M -- --
Cash From Investing $110.2M -$106.3M -$1.9B -$4.8B --
 
Dividends Paid (Ex Special Dividend) -$40.4M -$40.4M -$40.4M -$16.5M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $1.2B $1.9B $520.5M $845.3M --
Long-Term Debt Repaid -$2.1B -$516.9M -$800.4M -$2.3B --
Repurchase of Common Stock -$283.4M -- -- -$323.4M --
Other Financing Activities $1.9B -$17.3M -$27.2M -$30.2M --
Cash From Financing $685M $8.4B $10.9B $5B --
 
Beginning Cash (CF) $3.6B $4.7B $11.6B $13.5B --
Foreign Exchange Rate Adjustment $46K $571K $677K $2K --
Additions / Reductions -$555M $1.1B $1.8B -$906.2M --
Ending Cash (CF) $3.1B $5.8B $13.4B $12.6B --
 
Levered Free Cash Flow -$1.4B -$7.4B -$7.3B -$1.3B --

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